Tools & Calculators

Below you'll find calculators and tools to help you deal with it.

Calculators

• Budget - Five steps to help organize your spending.
• Loan Repayment - Estimate your standard level repayment amount.
• Grace Period - See how much you save when you pay during grace.
• Interest Savings - See how much you save when you make interest payments on your student loans while in school.
• Debt Repayment - See how to save hundreds, even thousands, in interest payments.
• Consolidation - Find out how much lower your student loan payment could be.
  Use the Consolidation Checklist (79 KB PDF) first.
  

Tools

• Expense Tracker (102 KB PDF) - See exactly how you spend your money. You may be surprised.
• Can't Pay Checklist (55 KB PDF) - Things you should do when you're having trouble paying back your student loan.
• Can Pay Checklist (55 KB PDF) - Tips on how to make the most of your money.
• Consolidation Checklist (58 KB PDF) - What you'll need if you plan to consolidate. (Then use the Consolidation Calculator)
• Money Saving Tips (77 KB PDF) - Ways to cut back when your pockets are feeling empty.
• Deferment - See if you qualify for a suspension of student loan payments.
• Forbearance - If you don't qualify for a deferment, forbearance is an option.

Money Matters

This program helps students and recent grads become more financially responsible. To download the free Money Matters program, please select your operating system:

• PC Download: 1.8 MB >
• Mac Download: 1.9 MB >

Having trouble downloading the Money Matters CD-ROM? Contact us at help@youcandealwithit.com.

The Common Cents Tour

This program helps first-year college students become more financially responsible. To download the free Common Cents Tour, please select your operating system:

• PC Download: 1.8 MB >
• Mac Download: 1.9 MB >

Having trouble downloading the Common Cents Tour CD-ROM? Contact us at help@youcandealwithit.com.