Copyright and Legal Information

By using any of the information, materials or functions from the pages on this website, you agree to and understand the following DISCLAIMER:

American Education Services (AES), FedLoan Servicing, and their affiliates want the information, materials and functions contained on this site to be as up-to-date and accurate as possible. However, AES, FedLoan Servicing, and their affiliates can not represent nor endorse the accuracy or reliability of any of the information, material or functions that are displayed, downloaded, uploaded or distributed through the website.

Any calculations contained on this site merely provide you with estimates that may be different than the actual, applicable amounts. The reasons for this variation include, but are not limited to:

1. Loan servicers may use different repayment calculations;
2. Loan servicers may make other calculation assumptions; or
3. Loan servicers may use different interest rates and processing methods.

You and your lender establish the actual repayment amounts of your loan.

You agree to use any materials or information provided by AES, FedLoan Servicing, and their affiliates at your own risk. AES, FedLoan Servicing, and their affiliates can not guarantee and do not warrant that your access will be uninterrupted or that the information accessible from this site is free of computer viruses.

AES, FedLoan Servicing, and their affiliates reserve the right to change, modify, add or remove portions of this site at any time for any reason whatsoever.

This website contains links to other related Internet websites and resources. AES, FedLoan Servicing, and their affiliates assume no responsibility and/or liability for any errors or omissions in the materials or information contained in these other links.

All content, software and information made available on this site is provided "as is" without warranty of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

AES, FedLoan Servicing, and their affiliates shall not be liable for any special, direct, indirect, incidental, or consequential damages. This will include, without limitation, loss of revenues, profits or data, whether in an action in contract, negligence, or other tortious action, which may result from the use of this site or the materials and information contained herein.

Any forms submitted via this site does not automatically qualify you for financial aid. You must contact the financial aid office at your school or AES, FedLoan Servicing, and their affiliates to obtain a student loan and/or grant application to apply for student aid. When indicated, you may print and return a completed form to AES, FedLoan Servicing, or one of their affiliates depending on the type of student aid involved. AES, FedLoan Servicing, and their affiliates reserve the right to invalidate requests that are submitted on altered forms. Any requests and/or applications that are submitted must first be reviewed and approved by AES, FedLoan Servicing, or their affiliates before becoming effective.

Users shall not transmit any materials or information to this site that infringes on any copyright or other proprietary rights of any other person or entity. Users are responsible for respecting and adhering to state, federal and international laws. Any attempt to break these laws may result in litigation against the offender by the proper authorities. AES, FedLoan Servicing, and their affiliates will fully comply with the authorities to provide any information necessary for the litigation process.

NOTICE: Transmissions to and from this site may not be confidential and your communications may, therefore, be read or intercepted by others. This site contains encryption methods that are not supported by all browsers. If you are not using a browser such as Microsoft Internet Explorer, you may be unable to view all of the information and materials contained on this site.

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